{"id":27741,"date":"2023-12-09T19:04:07","date_gmt":"2023-12-09T19:04:07","guid":{"rendered":"https:\/\/www.2b-advice.com\/?post_type=post&p=27741"},"modified":"2024-05-25T14:54:42","modified_gmt":"2024-05-25T14:54:42","slug":"sentenza-schufa-sui-rapporti-di-credito","status":"publish","type":"post","link":"https:\/\/2b-advice.com\/it\/2023\/12\/09\/schufa-urteil-zur-kreditauskunften\/","title":{"rendered":"Giudizio di Schufa sui rapporti di credito"},"content":{"rendered":"
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Sentenza del tribunale dell'UE sulla rifusione della conservazione dei dati e del credit scoring automatizzato: implicazioni per gli istituti di credito ai sensi del GDPR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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La Corte di giustizia europea (CGE) ha emesso una sentenza in una causa riguardante Schufa e il Protezione dei dati<\/a> ha stabilito che la creazione automatizzata di valutazioni del merito creditizio da parte di Schufa viola il diritto dell'UE se viene utilizzata come base decisiva per le decisioni di credito.<\/span><\/p>\n

Inoltre, le agenzie di riferimento creditizio non possono conservare i dati provenienti da registri pubblici, come quelli dei tribunali fallimentari, per un periodo superiore a quello del tribunale fallimentare stesso. Questa decisione potrebbe avere implicazioni di vasta portata per il modello di business delle agenzie di riferimento creditizio e per le loro interfacce con altre aziende come banche e rivenditori, in quanto influisce direttamente sulle pratiche delle agenzie di riferimento creditizio come Schufa. Mette in discussione l'ammissibilit\u00e0 della creazione automatizzata di valutazioni del merito creditizio e dell'archiviazione a lungo termine di dati provenienti da registri pubblici. Ci\u00f2 potrebbe significare che Schufa e organizzazioni simili dovranno rivedere le loro procedure di raccolta ed elaborazione dei dati per conformarsi ai requisiti del GDPR. Ci\u00f2 potrebbe a sua volta avere implicazioni per banche, rivenditori e altre aziende che utilizzano tali dati.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Sentenza del tribunale dell'UE sulla rielaborazione dell'archiviazione dei dati e sul credit scoring automatizzato: implicazioni per gli istituti di credito ai sensi del GDPR La Corte di giustizia europea (CGUE) ha stabilito in una causa su Schufa e la protezione dei dati che la creazione automatizzata di credit score da parte di Schufa viola il diritto dell'UE se viene utilizzata come base decisiva per le decisioni di credito. Inoltre, le agenzie di credito non possono pi\u00f9 utilizzare dati provenienti da elenchi pubblici, come i registri dei tribunali fallimentari, per ...<\/p>","protected":false},"author":1,"featured_media":27743,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-27741","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-datenschutz-unternehmen"],"yoast_head":"\nSchufa Urteil zur Kreditausk\u00fcnften<\/title>\n<meta name=\"description\" content=\"EuGH: Schufas automatisierte Kreditbewertungen versto\u00dfen gegen EU-Recht, wenn sie f\u00fcr Kreditentscheidungen ma\u00dfgeblich sind.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/2b-advice.com\/it\/2023\/12\/09\/sentenza-schufa-sui-rapporti-di-credito\/\" 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